[TriLUG] SSN for applying to jobs -OT about credit-

[Turnpike Man]

I'm no expert here folks, but learn about credit.  For example, if you are
mortgage shopping from multiple brokers to find the best deal and applying for
preapprovals, etc., that's just another way lots of credit checks can show up
on your credit report in a very small amount of time.  However, you need to
know that b/c all those checks were of the same type and squeezed into that
small amount of time, it doesn't dbl, triple, quadruple the credit points
against you.  Some would even say it's looked at as one instance.  Call your
credit experts for more details.  Again, I am NOT a credit expert!!

Now as far as them doing it without permission?  If that is legal, I'm against
it.

later,
David

--- Michael Thompson <thompson at easternrad.com> wrote:

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> Thats scary, I never realized it was legal to run someone's credit
> without permission...  WTF?
> 
> - --mike
> 
> 
> gregbrown at mindspring.com wrote:
> 
> | That's probably exactly what they are doing: running a pre-screening
> credit check.  Go ahead and ask them outright.  They should have to ask
> for premission.  It ticks me off too because having too many credit
> checks in a short time period can actually lower your credit score but a
> little bit.  If I apply to two dozen shops in a week I don't want 24
> checks in that same time period.
> |
> | Ugh.
> |
> | Greg
> 
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