[TriLUG] SSN for applying to jobs

[Marc Maxwell]

On Thu, 25 Nov 2004 01:49:23 -0500 (EST), William Sutton
<william at trilug.org> wrote:
> Kevin, do you still have a link to that N&O article?  I'm finding myself
> getting a ton of those pre-approved credit card applications and would
> like to stem the tide.
> 
> William
> 
> 
> 
> On Wed, 24 Nov 2004, Kevin Flanagan wrote:
> 
> > The N&O ran an article a week ago this past Sunday about avoiding ID
> > theft.  One of the items listed was a phone number to prevent all of
> > those preapproved Credit Card offers, the legit ones, from showing up.
> > What that does is to disallow "mini credit checks" that they do to
> > approve you.  I haven't seen more than 1/2 a dozen offers in 3 years.  I
> > suspect that this is a more complete check, they do not need your
> > permission for all checks, I'm guessing that the application would also
> > have language on their that allows a credit and criminal records check.
> > I know that banks do both.
> >
> >
> > On Wed, 2004-11-24 at 14:56 -0500, Michael Thompson wrote:
> >
> > > -----BEGIN PGP SIGNED MESSAGE-----
> > > Hash: SHA1
> > >
> > > Thats scary, I never realized it was legal to run someone's credit
> > > without permission...  WTF?
> > >
> > > - --mike
> > >
> > >
> > > gregbrown at mindspring.com wrote:
> > >
> > > | That's probably exactly what they are doing: running a pre-screening
> > > credit check.  Go ahead and ask them outright.  They should have to ask
> > > for premission.  It ticks me off too because having too many credit
> > > checks in a short time period can actually lower your credit score but a
> > > little bit.  If I apply to two dozen shops in a week I don't want 24
> > > checks in that same time period.
> > > |
> > > | Ugh.
> > > |
> > > | Greg
> > >
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> >
> >
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> 

Fyi, it's also here:    

     http://clarkhoward.com/topics/888_opt_out.html

Cheers
Marc